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SANCTIONED ON PAPER, PENDING IN LIFE: THE POSSESSION GAP

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SANCTIONED ON PAPER, PENDING IN LIFE: THE POSSESSION GAP

2 min read · Quick Read · Policy Desk | Mumbai / New Delhi | July 2026

At the 7th meeting of the Central Sanctioning and Monitoring Committee, chaired by MoHUA Secretary Srinivas Katikithala in New Delhi on June 17, 2026, over 2.13 lakh houses were sanctioned under Pradhan Mantri Awas Yojana – Urban 2.0, taking the scheme's cumulative total past 16.13 lakh. Of the fresh sanctions, 2.05 lakh homes were allotted to women — including widows and separated women — and the approvals span sixteen states including Maharashtra, split between 1.89 lakh Beneficiary Led Construction homes and 23,602 under Affordable Housing in Partnership. Cumulatively, 97 per cent of PMAY-U 2.0 houses now carry a woman's name, sole or joint. The sanction machinery, in short, is working. The possession machinery is the question — and no constituency embodies that question longer than Mumbai's mill workers. The Mill Workers Housing Scheme, conceived to house the families of the textile workforce on the lands their mills once occupied, is back in public focus, with eligibility verification, allotment procedure and possession status again under discussion. Thousands of verified beneficiaries remain between allotment and key — some for years, many across changes of government. The two stories belong on one page because they are the same story at different ages. A sanction is a press note; possession is a home. The policy lesson Mumbai's mill workers hold for every new tranche of PMAY beneficiaries is that the gap between the two is where affordable housing programmes are actually won or lost — and three decades of the mill workers' experience shows that gap has closed, where it closed at all, on documented allotment records rather than announcements.
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